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177 Mill Creek Circle
Martin, GA 30557
$949,900
Conventional
Property
Bedroom
4
Bathroom
4
Property Type
Conventional
Square ft
3315
Property Description
Whether you're seeking a peaceful weekend retreat or a year-round residence, this well-maintained Lake Hartwell lakefront house with custom upgrades is a true haven. As you step inside, you are greeted by an open and inviting main level that seamlessly connects the indoor and outdoor living spaces. The spacious family room area features a fireplace, high ceilings, hardwood floors and large windows that bathe the space in natural light while offering beautiful views of the lake. The kitchen features stainless appliances, granite countertops, an abundance of cabinets and counterspace and a generous island with breakfast bar. The adjacent dining area offers a perfect spot for your indoor dining as well. Off the kitchen are double doors that open up onto the large covered wrap around porch with a full view of the lake and backyard. This all season outdoor oasis is perfect for outside dining, hosting gatherings or simply unwinding after a day on the lake. On the main level is a split bedroom plan with two guest rooms each having their own private bathrooms and closets. The upstairs master suite boasts a large loft with views of the lake and would be perfect for a home office, exercise area or can be closed in for privacy. The adjoining master bedroom has a large walk in closet and a spa-like bathroom complete with custom cabinetry, heated towel racks and a large walk in shower with double rain heads. On the lower level you'll discover a bright finished terrace area that offers an abundance of additional living space and a 2nd full kitchen complete with stove, microwave and dishwasher. There is also a full bathroom and bonus bedroom room for visiting guests. A large utility room off the kitchen provides extra storage. Outside is a large patio area for more entertaining and it leads to the paved sidewalk for an easy walk down to the covered dock which offers direct access to the lake. Off the covered patio is the beautiful custom stone outdoor fireplace and seating area which offers panoramic views of the lake. Whether you're enjoying a morning coffee, a sunset cocktail, or an evening conversation, the lake provides a stunning backdrop that enhances the overall experience. Situated in a quiet cul-de-sac the property has a tree lined paved driveway (with extra parking) that leads to the custom 20' x 40' three car garage with boat/jet ski storage. Outdoor lighting accentuates the meticulous yard which has been professionally landscaped and maintained over the years and has flowers and shrubs that bloom all throughout the year (azaleas, flowering bulbs, hostas etc) **Home is located 4.4 miles from Currahee Club which offers golf and social memberships (Jim Fazio Golf Course, Pool & Dining)
Property Information
Lot Size
-- square ft
Property Type
Residential
Year Built
2007
MLS Number
7359680
Location
Address
177 Mill Creek Circle
City
Martin
State
GA
Zip Code
30557
County
STEPHENS
Listing
Provider
Chapman Hall Professionals Realty, original listing
Name
Chapman Hall Professionals Realty
Phone
(678) 730-0080
Office Name
Chapman Hall Professionals Realty, LLC.
Office Phone
(678) 730-0080
Agent Name
Judith Kerr

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HUD Foreclosures

HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest. The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered. VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

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Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale. This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments. Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.