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64 Prather Bridge Raod
Toccoa, GA 30577
$649,900
Conventional
Property
Bedroom
4
Bathroom
4
Property Type
Conventional
Square ft
3400
Property Description
Nestled on a sprawling 1.3-acre estate lot, this charming residence beckons with its classic appeal and serene surroundings. Situated just a short stroll from downtown Toccoa, across from the historic First Baptist Church, it enjoys the convenience of urban living amidst a tranquil suburban setting. Approaching the house, a sense of warmth and welcome emanates from its brick facade softened by lush landscaping and century-old oak trees. A brick sidewalk leads you to the front door, inviting you to step inside and explore further. Upon entry, the spacious foyer sets the tone for the inviting ambiance that permeates the home. Here, intricate crown moldings and trim adorn the walls, adding an elegant touch to the interior. Your journey continues into the expansive great room, where tasteful built-in cabinets and a masonry fireplace create a focal point for gatherings and relaxation. Adjacent, a sunroom bathes in natural light, offering a peaceful retreat that opens onto a generous flagstone patio, perfect for entertaining and enjoying the beauty of the landscaped backyard, complete with a charming firepit. The heart of the home lies in the updated custom kitchen, where modern amenities blend seamlessly with classic design. Solid surface countertops, stainless steel appliances, including a double oven and industrial gas cooktop, cater to the needs of discerning chefs and home cooks alike. Retreat to the oversized master bedroom, a haven of comfort and tranquility, boasting a luxurious ensuite bath with a walk-in shower, double vanities, and a relaxing whirlpool tub. The master bedroom features a trey ceiling, adding an element of sophistication and style. Two additional bedrooms on the main floor offer versatility and space for family and guests, all featuring timeless hardwood floors throughout. A formal dining room with a trey ceiling provides an elegant setting for special occasions and gatherings, complete with its own intricate crown moldings and trim. Ascend the stairs to discover a versatile bonus room, perfect for a home office, media room, or playroom, accompanied by a guest ensuite for added convenience and privacy. Outside, the estate lot unfolds with the grace of old-growth oak trees and meticulously manicured landscaping, creating a serene oasis in the heart of the city. This exceptional property represents a rare opportunity to enjoy the best of both worlds - the tranquility of a spacious estate lot, paired with the convenience of downtown living. Truly, a hidden gem waiting to be discovered.
Property Information
Lot Size
1 acre(s) square ft
Property Type
Residential
Year Built
1991
MLS Number
10290129
Location
Address
64 Prather Bridge Raod
City
Toccoa
State
GA
Zip Code
30577
County
STEPHENS
Listing
Provider
Hammock Realty North Georgia, original listing
Name
Hammock Realty North Georgia
Phone
(706) 491-0325
Office Name
Hammock Realty North Georgia
Office Phone
(706) 491-0325
Agent Name
Stephen Caudell

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HUD Foreclosures

HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest. The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered. VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

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USHUD.com is a website that simplifies the process of finding foreclosures and HUD properties. Everyone thinks they are a real estate web surfing pro until they search for foreclosure homes and stumble upon a numerous sites that want to charge a fee to see their listings. With USHUD.com that’s not the case. When searching for HUD properties or a home finding website for foreclosure it is important to know what you are looking for. It is important to use a niche company that specializes in foreclosures like USHUD.com. We have put together 2 tools that have made the real estate search process of our website much easier to navigate. The Homesearch online tool is filled with foreclosure lists and free listings of hud homes for sale. Most of our users start with a broad search with the homesearch online tool to see the most HUD properties and foreclosure lists in your area and narrow their search down with the Homefinder online tool. The homefinder online tool is a custom filter system that we breakdown the area based upon filters such as convention and foreclosure listings. This give you the option to filter out conventional listings and focus on just the foreclosures in the market. We thank you for making us Americas top home finding website for foreclosure and Hud properties. Free listings of hud homes for sale are hard to come by but should always be free and that’s the way things are going to stay on our website.

Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale. This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments. Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.