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1902 1st Street
Havre, MT 59501
$335,000
Conventional
Property
Bedroom
4
Bathroom
2
Property Type
Conventional
Square ft
1386
Property Description
Located on the serene east side of Havre, Montana, this property exudes a rural charm, offering a peaceful ambiance with minimal traffic disturbances. Boasting 2,772 square feet, the residence comprises 4 bedrooms (1 is non-conforming) and 2 bathrooms. Recent enhancements include a comprehensive overhaul, featuring a brand-new HVAC system installed in 2022, an upgraded main electrical line and box, garage insulation and heating, and a fresh coat of paint throughout the interior. Ongoing renovations are underway to revamp the basement, ensuring a pristine and welcoming environment upon your arrival. Nestled within lush greenery, the property provides a sense of seclusion and ample space. A convenient drive-through driveway facilitates easy maneuvering for larger vehicles such as campers or boats, with additional parking available on two sides of the street. The covered deck offers a delightful spot to unwind, whether enjoying a good book or a refreshing beverage. Furthermore, the heated garage enables year-round project pursuits in the comfort of your own space. This charming home awaits new ownership! Local Area Havre has it! Havre, Montana is the county seat of Hill County and is the 8th largest city in Montana. As the center of Montana's "Hi-line," Havre is the retail and business hub of the area with a nice downtown area complete with restored buildings. Although it is mostly a rural agricultural community, the city offers many cultural draws such as concerts, live theatre, museums, shops, galleries, numerous sporting activities, and more. Havre is home to the only college in the Hi-line area, the University of Montana Northern. There is also a wide array of recreational activities ranging from skiing at the Bear Paws Ski area, hunting the Bear Paw Mountains for elk and deer, or fishing for trout in Beaver Creek, Bear Paw Reservoir, or the Milk River. If you are up for a short ride, Fresno Reservoir is 15 miles northeast of town and is excellent for catching Northern Pike. Area Attractions Bears Paws Mountains There is also a wide array of recreational activities ranging from skiing at the Bear Paws Ski area, hunting the Bear Paw Mountains for elk and deer, or fishing for trout in Beaver Creek or the Bear Paw Reservoir. Hike, camp, float or enjoy the scenic drive. Hi-line Hunting and Fishing Hill County claims a portion of the Golden Triangle, an area known for its robust grain production. The rolling fields provide cover and habitat for upland game birds, pheasant, Hungarian Partridge, and waterfowl. Montanans flock to the Hi-Line in the fall for its quality bird hunting opportunities. In addition to the bird hunting, big game hunting in this area attracts locals and tourists from afar looking to take down a trophy white-tailed or mule deer or elk. The Bears Paw offers world-class elk hunting but you will have to put in for a tag as it is only a special draw for this area. The Bears Paw were formed by volcanic activity 50 million years ago. Fishing on the Hi-Line attracts anglers looking to enjoy a wide variety of bodies of water and species. The Milk River flows through the open prairies and is a wonderful place to achieve serene solitude. It is by and large a warm-water fishing river where Smallmouth Bass are abundant. Catfish, Sturgeon, Whitefish, and Pike are also common in these waters. The Milk River makes for a perfect floating river for kayaks and canoes. Check out these other local areas that are well known for reeling in various fish species: Reser Reservoir, Bailey Reservoir, Ross Reservoir, Fresno Reservoir, and Beaver Creek Park. Reser Reservoir is best known for catching Big Bass. Large trout can be found roaming the waters as well. Looking for a place where kiddos can count on being entertained by a frequent tug on their lines? Bailey Reservoir is a great spot because something is always biting here. For a Cutthroat Trout haven, check out Ross Reservoir; it is a fly fisherman's
Property Information
Lot Size
-- square ft
Property Type
Residential
Year Built
1912
MLS Number
11280641
Location
Address
1902 1st Street
City
Havre
State
MT
Zip Code
59501
County
HILL
Listing
Provider
Corder and Associates, LLC, original listing
Name
Corder and Associates, LLC
Phone
(406) 622-3224
Office Name
Corder and Associates, LLC
Office Phone
(406) 622-3224
Agent Name
Trampus Corder

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HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest. The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered. VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

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Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale. This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments. Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.